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Terms of Service

Last updated October 2026

The service

Lifolio helps you plan your personal finances. It is a planning and information tool — it is not financial, tax, or investment advice, and it does not execute transactions.

Your account

You are responsible for keeping your credentials secure and for the accuracy of the information you enter. You must be old enough to enter a binding contract in your jurisdiction.

Subscriptions & trial

New accounts include a 30-day free trial. Unless cancelled before the trial ends, the plan converts to a paid yearly subscription billed by our payment provider. Prices are shown in your local currency at checkout. You can cancel at any time and retain access until the end of the current period.

Acceptable use

Do not misuse the service, attempt to access other users' data, or use it for unlawful activity. Automated data collection (e.g. bank-alert parsing) is provided for your own accounts only.

No warranty & liability

The service is provided "as is". To the maximum extent permitted by law, we are not liable for decisions you make based on the app or for any indirect or consequential loss.

Changes

We may update these terms; material changes will be announced in the app. Continued use after a change means you accept the updated terms.

Contact

Questions? Email legal@lifolio.builder-os.in.